Failed to Achieve Financial Resolution?

Financial Resolution

Financial Resolution Making resolutions can be a strategy to achieve the targets we set. For goals that failed to be achieve yesterday, don’t be discourage. We can make it a target again this year by taking a number of evaluation steps. The goal, so that the things that cause it to fail are achieve, not to happen again. Well, of the many resolutions that often fail to achieve, finance is one of them. The causes are of course varied, but the main ones are various internal factors or those that come from within.

Failed to Achieve Financial Resolution?

For example, 3 things below

1. Unrealistic Targets

We may be too excited when setting financial resolutions. Thus, we pay less attention to various expenses for the future, especially when setting a nominal financial target to be achieve. It’s not bad, it’s just that this attitude is unrealistic. Instead of being able to encourage more active collecting a lot of money, this attitude can actually have an impact on failing to achieve financial resolutions.

For this reason, it is better to set a number that you are likely to achieve. Because success can be concrete capital and proof that you are worth trying to increase your financial targets in the next year. There’s no need to rush. Remember the saying that starts with the word “little” and ends with the word “hill”? Even though it’s a cliche, it can accurately describe the process that people go through to realize all kinds of goals.

2. Inconsistent

The next thing that is common as one of the factors in failing to reach a financial resolution is an inconsistent attitude. This can happen because at the beginning, your commitment was not that strong to realize the targets you set for yourself.

As an effort to fix it, you can try to dig up strong reasons to motivate you to achieve your goals. If you don’t like hearing motivators, the next step can be starte by asking yourself “why do you need or want that to happen?”. When you find the answer, plant it firmly in your mind.

3. Impulsivity

In the midst of the onslaught of promos and periodic Harbolnas moments, who wouldn’t be tempte by the opportunity to shop for their dream items more economically? Especially now, you can do it just while lying on the bed; no need to leave the house to visit related shops and so on. Taking advantage of promos is indeed the most appropriate step to save money.

But if scroll-like-buy with the excuse of “cheap while” done with massive intensity, especially without a clear budget, you will  concede too. As a result, the financial resolutions you set will not  felt. Therefore, a clear budget should always  made. On the other hand, controlling the desire to shop in the midst of many offers that are a pity to miss.

In the Financial Portfolio menu, you will find it easy to see all the information, from savings, time deposits, mutual funds, bancassurance, to loans that you have, as well as other portfolios that you can add yourself to the list. With this feature, it will be easy for you to monitor your finances as a whole.

Meanwhile, the Manage Financial Plan menu will help you make financial allocations for various needs. Starting with maximizing investment funds, education funds, to pension funds. This menu also allows you to make the desired financial post, including buying the items you want and so on.

As for the last menu, is View Expenses. Not only can you monitor various types of expenses for a period of 6 months, in this menu you can even manage spending from all Maybank credit and debit card transactions, to QR Pay and e-wallets. You can do everything in the palm of your hand.

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